After plowing through a 2-3 of 78 pages of responses. I thought I'd just put in my own response here.
Personally, I would LOVE to have a baby at home without anybody but Joe. BUT, I'm also a realist. I know things can go wrong very quickly and sometimes an ambulance just isn't quick enough. Is it frightening? Somewhat. At this point, I know what the process of birth is. But there's that primal knowlege that I think every woman has, that when we lay down to give birth, we may not get back up. So I give birth in a hospital. Now in a perfect world, I would be able to have that homebirth experience at the hospital. You know? Just leave the straps, and exams and doctors and the machine's that go "Ping!" outside and we'll call you if we need you.
But I think Liability insurance would never allow such a thing. And my insurance will not cover a birthing center where such an experience is possible.
But hey. If you feel up for it. Go for it!